Here's number #4 in our Frugal Mom tips series...
Other Utilities/bills:
What to check to save you $$$$:
*Check your house phone bill to see if there are any services you no longer need.
*Check your cell phone bills/ call your service provider to see if they have any plans/specials that might be better/ more affordable for your usage.
*Reevaluate your satellite TV usage. Are you paying for channels you don’t watch? If so, call them and pick a better plan!
*Credit cards: if you pay on time and are a good customer, you can call and ask to have them reduce you monthly interest rates. Always worth a try.
*Reevaluate the magazines you have delivered. I reduced two of my subscriptions (the ones that were not gifts) and one of my husband's (that we didn’t even have time to read) and saved us over $50 a year!
Kids clothing:
*Set up a hand-me-down/ clothing swap with other families with children. (Great recycling too!)
*Consider kid's resale shops to sell outgrown clothes & accessories in excellent condition. (Even more recycling!)
*Garage sale clothes (recycling again!) and use the cash made for new purchases to accommodate those growing kids!
Friday, September 19, 2008
Frugal Mom Tips #4
Labels:
bills,
clothing,
credit cards. money,
kids,
magazines,
paying,
swap. recycling,
TV
Wednesday, September 17, 2008
Frugal Mom Tips #3
Here's list number 3 in our Frugal Mom tip series...
Car/gas saving tips:
What to check to save $$$$:
*First of all, cut down on driving if you can!
*Combine errands and make the trip in a circle with as little backtracking as possible.
*Shop gas prices in your area. Try www.gasbuddy.com
*Do regular maintenance on your car.
*Make sure tires are at right pressure.
*Carpool whenever you can to school or work.
*Walk whenever you can. (Good for your body, too!)
Car/gas saving tips:
What to check to save $$$$:
*First of all, cut down on driving if you can!
*Combine errands and make the trip in a circle with as little backtracking as possible.
*Shop gas prices in your area. Try www.gasbuddy.com
*Do regular maintenance on your car.
*Make sure tires are at right pressure.
*Carpool whenever you can to school or work.
*Walk whenever you can. (Good for your body, too!)
Sunday, September 14, 2008
Frugal Mom Tips #2
Here's the next set of frugal tips. Hope they help!
-Frugal food tips:
What to check to save you $$$$:
*Use coupons on products you use (don't be label loyal if you don't need to be).
*Make a weekly menu & grocery list and stick to them!
*Check the store ads and plan the weekly menu based off of it.
*Try to plan "cook once, eat twice meals" or freeze half of a meal for later in the month.
*Cut back on eating out (also saves gas) and cook at home (often saves calories and money).
*Cut down on soda (tough one even for a water-lover like me!)
*Don't buy bottled water at store (bad for environment). Instead, buy safe, reusable, washable bottles. Label them with your name/kid's name and fill up at home.
*Get a water filtration system and lose the water delivery habit.
*Check with other families to see if they use/can split products bought at bulk stores to cut cost for you both and prevent purchases from spoiling.
-Frugal food tips:
What to check to save you $$$$:
*Use coupons on products you use (don't be label loyal if you don't need to be).
*Make a weekly menu & grocery list and stick to them!
*Check the store ads and plan the weekly menu based off of it.
*Try to plan "cook once, eat twice meals" or freeze half of a meal for later in the month.
*Cut back on eating out (also saves gas) and cook at home (often saves calories and money).
*Cut down on soda (tough one even for a water-lover like me!)
*Don't buy bottled water at store (bad for environment). Instead, buy safe, reusable, washable bottles. Label them with your name/kid's name and fill up at home.
*Get a water filtration system and lose the water delivery habit.
*Check with other families to see if they use/can split products bought at bulk stores to cut cost for you both and prevent purchases from spoiling.
Tuesday, September 9, 2008
Frugal Mom Tips
I have been thinking about little tips I use to be frugal everyday and thought I would start sharing them with you. I would love to hear your frugal tips as well. In this economy everyone could use some tips to save some pennies here and there! You may have heard or may even already use the tips I am putting up but I hope some of them are helpful to you. Some are simple, some more involved but it is always good to get a refresher! Here's the first group of tips.
- Electricity & water usage in the home tips: I am crazy- vigilant about these two utilities and my kids are very good about not wasting them. I tell them they are precious resources and to think of little $$$$ going down the drains or out the window when we waste them.
What to check to save you $$$$:
*Check your outdoor watering plan and make sure you are not over watering.
*Take your car to the car wash instead of washing at home. They recycle the water they use. (Look for local car wash coupons in the mail first!)
*Swap out old light bulbs for energy-efficient ones.
* Turn out/off lights/ TV/appliances when leaving the room.
*Unplug rarely used appliances.
*Adjust your thermostat by 3 degrees or turn it off!
*Wash larger loads of laundry and dishes (saves detergent too).
*Try to do all the laundry at the same time. Keep moving one load out of dryer and wet load into dry to take advantage of an already warm dryer.
*Plant trees in yard for shade (good for the air too).
*Fix leaky faucets & running toilets.
*Shorten showers.
*Teach kids precious resource respect.
Remember Frugal is defined as:
1. economical in use or expenditure; prudently saving or sparing; not wasteful.
2. entailing little expense; requiring few resources; meager; scanty.
- Electricity & water usage in the home tips: I am crazy- vigilant about these two utilities and my kids are very good about not wasting them. I tell them they are precious resources and to think of little $$$$ going down the drains or out the window when we waste them.
What to check to save you $$$$:
*Check your outdoor watering plan and make sure you are not over watering.
*Take your car to the car wash instead of washing at home. They recycle the water they use. (Look for local car wash coupons in the mail first!)
*Swap out old light bulbs for energy-efficient ones.
* Turn out/off lights/ TV/appliances when leaving the room.
*Unplug rarely used appliances.
*Adjust your thermostat by 3 degrees or turn it off!
*Wash larger loads of laundry and dishes (saves detergent too).
*Try to do all the laundry at the same time. Keep moving one load out of dryer and wet load into dry to take advantage of an already warm dryer.
*Plant trees in yard for shade (good for the air too).
*Fix leaky faucets & running toilets.
*Shorten showers.
*Teach kids precious resource respect.
Remember Frugal is defined as:
1. economical in use or expenditure; prudently saving or sparing; not wasteful.
2. entailing little expense; requiring few resources; meager; scanty.
Monday, September 8, 2008
The Hungry Kindergarten Chronicles!
My daughter has thrown me for a loop with her new kindergarten routine. We are in the third week of school and despite my efforts to pack a yummy, fun, appetizing lunch, she won't eat until she gets in the car to come home. She tells me she "forgot" to eat. I think she prefers to drink her milk and hit the playground. I am hoping this is normal and she will adjust pretty soon since she is hardly eating breakfast either! I am hoping an moms/teachers with this type of experience can give me some tips about helping with this adjustment. Now I know logically that she won't starve but I like her to be able to concentrate, learn and not be cranky from hunger as well! And emotionally, I am worried that she is still scared with the changes that come in the transition from preschool to kindergarten. I don't want to have to contact the teacher about it and I keep giving her one more day to eat before I act but I am starting to worry (I am a worry wart all the time anyway)! So, to my readers, please.... Any tips, stories, info about this kind of kid problem would be very appreciated! Thanks!
Labels:
kids,
kindergarten,
lunches,
nervous,
playground,
teacher
Thursday, September 4, 2008
Girl Effect
Not much to say about this cool link; it speaks for itself. Check it out for yourself and spread the word.
http://www.girleffect.org/
http://www.girleffect.org/
Tuesday, September 2, 2008
Important Topic Regarding Aging Family Members: Alzheimer's Disease
I have been haunted the last few days by some pictures on the news of a local elderly woman in our area afflicted with Alzheimer's disease. She walked away from her home and has not been seen since. Everyone is searching for her. I find my eyes desperately searching the streets, sidewalks and businesses that I use each day in hopes of coming across her to help get her safely home with her worried family. What are the chance I will be the one find her? Probably pretty slim but if everyone keeps an eye out, you never know...
I have worked with a few people who had this disease. I found one man driving down the street with his rear tire rim sparking because he didn't know he had had a flat. He didn't know who he was or where he was or where he belonged or that he wasn't supposed to be driving anymore. He had Alzheimer's and had made it 45 minutes away from his house. I found another man who had gone missing and walked 5 miles (having a heart attack during the walk). He didn't know his name, location, or residence... Alzheimer's. I was called to a house near the beach to take an elderly woman home. She had been sitting in someone's back yard waiting to have tea. The homeowner didn't know her and the poor woman didn't know her name or where she was either... Alzheimer's... I always found these things very sad and heart breaking. But I never understood the full impact of this disease until someone in my family was diagnosed with the disease. We knew for a while something was happening to her. It just seemed to take a long time to officially diagnose it. My wonderful, little grandmother. The nicest lady you ever knew... Everyone loved her.
Obviously this news story brought back some pretty intense personal memories of my own family members who had Alzheimer's. Not only did my grandmother (dad's side) have it but so did my grandfather (mom's side). However, it is my grandmother's battle with it still torments me to this day. She knew when she was slipping away and she was scared. She was with me one minute, just as I knew her all my life, and then back into that dark abyss of her new lonely life. Scared each day, trapped... Alone in her mind. Although she stopped remembering me (just thought I was a kind visitor) toward the end of our visits near the end of her life, she would suddenly scream for me, using my name even, from behind the courtyard walls as I walked through the parking lot to my car. She wandered often even from the care facility she was in. She tried to scale the walls and hit the staff. She was a little lady but full of an angry fire that had been lit by this horrible disease. She died exactly 30 days after her husband died (although she no longer knew she was married). She just stopped eating one day and a few days later closed her eyes until the end.
After watching the news the last few days, I was reminded not only of my family and our experiences with this disease but also of a program that is not well known but is very important for families to learn about if they have someone with this or a dementia type of affliction. It is called the Alzheimer's Safe Return Program. It is a government funded program. It is a national information and photo data base. You can order bracelets and clothing labels for a small fee on the site for your family member. It has a number on bracelet that can be called if your family member wanders away. We got it for my grandmother and it helped us feel a lot better about keeping track of her should she make an escape. I attached the link to their site under my site links list to the left. I also added a link to the Alzheimer's website in case you want to learn more about this disease or donate to the cause. Please spread the word about these sites. You never know when someone you love (or yourself) may end up in this situation. Thanks for listening/reading.
http://alzheimers.about.com/od/givingsupport/a/safe_return.htm
http://www.alz.org/index.asp
I have worked with a few people who had this disease. I found one man driving down the street with his rear tire rim sparking because he didn't know he had had a flat. He didn't know who he was or where he was or where he belonged or that he wasn't supposed to be driving anymore. He had Alzheimer's and had made it 45 minutes away from his house. I found another man who had gone missing and walked 5 miles (having a heart attack during the walk). He didn't know his name, location, or residence... Alzheimer's. I was called to a house near the beach to take an elderly woman home. She had been sitting in someone's back yard waiting to have tea. The homeowner didn't know her and the poor woman didn't know her name or where she was either... Alzheimer's... I always found these things very sad and heart breaking. But I never understood the full impact of this disease until someone in my family was diagnosed with the disease. We knew for a while something was happening to her. It just seemed to take a long time to officially diagnose it. My wonderful, little grandmother. The nicest lady you ever knew... Everyone loved her.
Obviously this news story brought back some pretty intense personal memories of my own family members who had Alzheimer's. Not only did my grandmother (dad's side) have it but so did my grandfather (mom's side). However, it is my grandmother's battle with it still torments me to this day. She knew when she was slipping away and she was scared. She was with me one minute, just as I knew her all my life, and then back into that dark abyss of her new lonely life. Scared each day, trapped... Alone in her mind. Although she stopped remembering me (just thought I was a kind visitor) toward the end of our visits near the end of her life, she would suddenly scream for me, using my name even, from behind the courtyard walls as I walked through the parking lot to my car. She wandered often even from the care facility she was in. She tried to scale the walls and hit the staff. She was a little lady but full of an angry fire that had been lit by this horrible disease. She died exactly 30 days after her husband died (although she no longer knew she was married). She just stopped eating one day and a few days later closed her eyes until the end.
After watching the news the last few days, I was reminded not only of my family and our experiences with this disease but also of a program that is not well known but is very important for families to learn about if they have someone with this or a dementia type of affliction. It is called the Alzheimer's Safe Return Program. It is a government funded program. It is a national information and photo data base. You can order bracelets and clothing labels for a small fee on the site for your family member. It has a number on bracelet that can be called if your family member wanders away. We got it for my grandmother and it helped us feel a lot better about keeping track of her should she make an escape. I attached the link to their site under my site links list to the left. I also added a link to the Alzheimer's website in case you want to learn more about this disease or donate to the cause. Please spread the word about these sites. You never know when someone you love (or yourself) may end up in this situation. Thanks for listening/reading.
http://alzheimers.about.com/od/givingsupport/a/safe_return.htm
http://www.alz.org/index.asp
Labels:
aging,
Alzheimer's,
family,
resources,
wandering
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